Category Archives: Finance

Budget 2010 the message is simple – off your bum and find a job, the benefits gravy train is pulling to a halt.

Call it whatever you will: the budget-we-had-to-have or the budget-that-13-years-of-wilful-Labour-spending-made-necessary…but the overriding message is perfectly clear – the benefits gravy train that so many enjoyed a free ride on for so long and for doing so little has come to an end.

And about bloody time too!

It is a tough budget but for those who are already living with their belts tightened to the max the changes will make little difference to their lives, those who flourished under the irresponsible social disaster that was the welfare spending of the Labour Party will feel the pinch the most. Time to get off those bums, turn off the Jeremy Kyle show and start earning a living! VAT will see an increase of 3% but will that stop the High Street devotees on their Saturday morning shopping sprees…? I doubt it – people will still spend so long as the must-haves exist. People will still buy their booze and fags, the latest console games will fly off the shelves when they hit the stores – few British children will go unindulged, heaven forbid.

As Harriet Harman shrieks and yells in protest from the other side of the Floor she fails to remember that had her Govt not been so busy throwing taxpayers money at the lazy, feckless and workshy for 13 years for doing nothing other than breeding children in homes which would never see an adult go out to work, then this budget would not need to be of the ‘damage control’ type that it is. The benefits system desperately needs reform, reducing and redressing – to stop it becoming a lifestyle choice and to stop it being the pot of gold at the end of the rainbow for so many eastern Europeans and asylum seekers who come here for no other reason.

Judging by Harman’s response it is clear that had Labour retained Govt the United Kingdom would be in the hands of Administrators before the end of the year.

Copyright © 2007-2012 Cultured Views. All rights reserved.

How would you have coached Clegg, Cameron and Brown for their election debate…?

It is always very obvious that when politicians speak they are never actually using their own words and thoughts but rather those of the spin doctors who coach them on what to do and say to the media. Last night was a very good example and you only had to listen to Gordon Brown to see where Campbell and Mandelson had concentrated their efforts.

Brown was effectively brown-nosing to Nick Clegg because both he and Clegg are looking down the hung-parliament route. The Lib Dems know that a victory for them is a long shot and Labour know that a coalition govt is a possibility with the Lib Dems. I wanted to see both Cameron and Clegg remind the public not about how Brown has performed as PM but what damage he did as Chancellor in trying to consolidate debt.

While many are newly seduced by Clegg’s strong performance last night just keep in mind that the most his party can probably hope for is to form a coalition govt. The last time the Lib Dems were in coalition with Labour was in the late 1970′s – many will recall the mess the country was in back then with regular power cuts, rationing, strikes and a bankrupt UK. I am not saying prepare for more of the same, but is it something we can afford to forget?

Copyright © 2007-2012 Cultured Views. All rights reserved.

Are the days of door-to-door insurance salesmen over?

My dad used to collect overdue insurance premiums door to door as a part-time job back in the 1970′s, this is something you never seem to see any more. Nor do you get insurance salesmen knocking on your door although they do have a habit of phoning you at the most inopportune times – and from foreign call centres, and this is something I really cannot stand…not because of the foreign aspect but because they are reading like robots from a script and fall into a confused silence when you throw in a remark that is not on their list of approved answers.

Nowadays you just go online to buy your insurance and this has made the insurance industry far more competitive in that they all want your business and if their snappy-looking website and smart text  can convince you to hand over your credit card number then they will go to many lengths to attract your business. But it has become an easy task to buy insurance today because you can shop for several different policies at once all on the same website – like on NetQuote.com. It gives you all the top companies and their rates and packages – such as Iowa insurance for an example -and yeah, they are out to win your business so expect by all means to make a saving as they all offer discounts in one form or another. Who on earth bothers with the old phone book these days…?

Copyright © 2007-2012 Cultured Views. All rights reserved.