My dad used to collect overdue insurance premiums door to door as a part-time job back in the 1970′s, this is something you never seem to see any more. Nor do you get insurance salesmen knocking on your door although they do have a habit of phoning you at the most inopportune times – and from foreign call centres, and this is something I really cannot stand…not because of the foreign aspect but because they are reading like robots from a script and fall into a confused silence when you throw in a remark that is not on their list of approved answers.

Nowadays you just go online to buy your insurance and this has made the insurance industry far more competitive in that they all want your business and if their snappy-looking website and smart text  can convince you to hand over your credit card number then they will go to many lengths to attract your business. But it has become an easy task to buy insurance today because you can shop for several different policies at once all on the same website – like on NetQuote.com. It gives you all the top companies and their rates and packages – such as Iowa insurance for an example -and yeah, they are out to win your business so expect by all means to make a saving as they all offer discounts in one form or another. Who on earth bothers with the old phone book these days…?